Mortgage Programs
HOME PURCHASING OR REFINANCE
We have numerous rate, term and down payment options to get you into the home of your dreams.
CONSTRUCTION LOAN
Have the perfect design for your new home? We can build your dream home from the ground up.
Since 1889 we continue to serve our community and help make our customers home ownership dreams come true.
Who We Are
Whether you're building your dream home, refinancing an existing property, or purchasing a new one, our professional and experienced mortgage team is here to guide you through every step of the process—from application to processing to closing. We’re committed to making the journey as smooth and stress-free as possible with clear communication and personalized support. And our commitment doesn’t end at closing—once you’ve moved into your home, we’re still here for you. As your local lending partner, we’ll be by your side throughout the life of your loan and beyond.
OUR LOCATIONS
Lockhart Bank Lobby
111 S. Main Street
Lockhart, Texas 78644
Telephone: 512-398-3416
Fax: 512-398-7357
Email: mortgage@firstlockhart.com
San Marcos Banking Center
2507 Hunter Road
San Marcos, Texas 78666
Telephone: 512-504-7422
Fax: 512-504-7427
Email: mortgage@firstlockhart.com
Austin Banking Center
319 West Slaughter Lane
Austin, Texas 78748
Telephone: 512-301-5200
Fax: 512-398-0728
Email: mortgage@firstlockhart.com
Kyle Banking Center
800 West FM 150
Kyle, Texas 78640
Telephone: 512-268-4444
Fax: 512-268-4445
Email: mortgage@firstlockhart.com